When you are the owner of your home, it is essential that you have a home insurance policy for it. If you don’t have a home insurance policy, you are vulnerable to a number of very expensive risks that are common. It’s highly likely that your mortgage lender requires you to have this insurance so that their investment in your home is protected as well. Homeowners associations also require this insurance. If you don’t have your policy yet, call us at Rising Star Insurance in Saint Paul, MN now.

Why Home Insurance?

Protect Your Home

One of the most important reasons to have this insurance is that it provides coverage for your home. If something happens to your home that damages it, and that incident is covered by your policy, your insurance can pay for the damages to your home. Without home insurance, the costs of those damages would be up to you to pay. This is something that can be extremely costly, and you might be unable to pay for all the repairs yourself. It’s important to always have this insurance for this reason alone. However, the policy comes with other coverages as well. 

Protect Your Possessions

Another type of coverage in this policy is protection for your belongings that are in your home. Like home protection, this type of protection protects a significant investment that you’ve made. It also saves you from extremely high costs that could be yours to pay if something happened to your items and you were uninsured. There are many incidents that can ruin your belongings, and you need this coverage to protect you from these risks. 

Get Your Home Policy

If you are about to buy a home, you need insurance from day one. Give us a call at Rising Star Insurance in Saint Paul, MN.