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At Rising Star Insurance, serving the greater Saint Paul, MN area, our team frequently encounters questions about seasonal motorcycle insurance. Many people only ride their bikes during certain seasons, avoiding the harsh winter weather. If you’re one of these seasonal riders, here’s what you need to know about motorcycle insurance.
Reducing Insurance in the Off-Season
If you only ride your motorcycle during specific months, you can decrease your insurance when it’s parked for the season. Some insurance companies allow you to reduce coverage or pause it when you’re not riding, helping you save money.
Maintaining Basic Protection Year-Round
Even when you’re not riding, it’s advisable to maintain some basic coverage, such as protection against theft or damage. This ensures you’re covered if something happens to your bike while it’s not in use.
Adjusting Your Insurance for Riding Season
When it’s time to hit the road again, you can modify your insurance to add more coverage for the season. You can obtain extra protection for things like accidents or medical costs while riding and then adjust it again when you’re not riding.
Looking for a New Motorcycle Insurance Policy? Contact Rising Star Insurance Today
If you’re seeking professional assistance to find the right motorcycle insurance for your riding needs in Saint Paul, MN, you’ve come to the right place. Rising Star Insurance is here to help. Contact us today to learn more or start finding the perfect policy for your seasonal riding needs.