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Torrential downpours, high winds, and hail can cause serious damage to your boat. It’s important to explore insurance products that will protect your boat if exposed to inclement weather conditions.
Damage From a Natural Disaster
Damage from a natural disaster may render your boat inoperable or unsafe. Such damage could also affect its resale value.
Insurance products designed to protect against natural disasters provide financial relief. Coverage can be used to repair the damage your watercraft has endured during a natural disaster.
Consider the following disasters and their potential impact.
Torrential Downpours
Torrential downpours could cause water to pool on decking materials, furnishings, navigational aids, and other fixed items within your boat. The excessive moisture could weaken or permanently damage materials. Flood insurance will absorb the costs associated with rehabilitating your watercraft.
High Winds
High winds could cause severe damage to your boat’s exterior. They could also loosen or dent materials, compromising its integrity.
Specialized insurance designed to protect against high winds will help you rehabilitate your watercraft promptly. Insurance may cover the cost of having your boat inspected professionally. It may also handle some or all of the expenses necessary to restore your boat.
Hailstorms
A hailstorm could damage your boat’s interior and exterior. Hail pellets could dent exposed surfaces, greatly reducing their overall value. Hail protection will help pay for the cost of having your boat serviced by a professional.
Contact An Agent Who Serves Saint Paul, MN
Contact one of our insurance agents at Rising Star Insurance Agency. After consulting with the agent, you will receive insurance coverage recommendations to protect your watercraft against natural weather events.